Terms of Service

Malusis Holdings LLC · Last updated September 10, 2026

About this site

This site is operated by Malusis Holdings LLC, a Pennsylvania limited liability company at 15 Hawthorne Dr, Lewisburg, PA 17837. Using it means you accept these terms.

This is information, not an offer

Nothing here is an offer of insurance, a quote, or a binding of coverage. No coverage exists until an application is submitted, underwritten and accepted by an insurance carrier, and the carrier issues a policy. Availability, terms and rates are set by the carrier, not by us.

Nathan Malusis is a licensed life insurance producer. We do not transact insurance in states where we are not licensed.

Not legal, tax or financial advice

Information on this site is general. It does not account for your particular circumstances and is not a substitute for advice from your own attorney, accountant or financial adviser.

Contacting us

If you send us your information through this site or by phone, you are asking us to contact you about coverage. If you separately consent to text messages, the Privacy Policy governs how those work, including how to opt out by replying STOP. Consent to text messages is never a condition of buying anything.

Accuracy

We try to keep this site accurate and current, but we do not warrant that it is free of errors or omissions. Carrier products and rules change.

Limitation of liability

To the extent permitted by law, Malusis Holdings LLC is not liable for indirect or consequential losses arising from your use of this site. Nothing in these terms limits any liability that cannot lawfully be limited, including our obligations as a licensed insurance producer.

Governing law

These terms are governed by the laws of the Commonwealth of Pennsylvania.

Changes

We may update these terms; the date above shows when they last changed.